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Money is more than just a tool for transactions. It carries a certain energy that can profoundly impact our lives.

The way we think and feel about money can influence how it flows into our lives. If we view money positively and believe in abundance, we attract more opportunities for wealth creation.

Just like any other form of energy, money requires nurturing and attention. By cultivating a healthy relationship with money, we can enhance its positive energy and allow it to grow.

Here are a few ways to improve the energy of money in your life:

1️⃣ Gratitude: Express gratitude for the money you have and the opportunities it brings. Appreciating what you have attracts more abundance.

2️⃣ Mindset: Develop a positive mindset around money. Believe in your ability to create wealth and focus on opportunities rather than limitations.

3️⃣ Value Exchange: Understand that money is a representation of value exchanged. Offer value to others through your skills, products, or services, and money will naturally flow back to you.

4️⃣ Generosity: Embrace a mindset of abundance by giving back. Share your wealth and contribute to causes you care about. The act of giving creates a positive flow of energy.

5️⃣ Conscious Spending: Be mindful of how you spend money. Align your spending with your values and priorities to ensure that your financial resources are used wisely.

Remember, money is simply a tool that amplifies who we are and what we choose to do with it. By harnessing the energy of money positively, we can create a life of abundance.

#theenergyofmoney #moneymindset #consciousspending

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So many people confuse income and wealth (due to a lack of financial literacy).

And that’s why more people aren’t wealthy.

They focus on making money rather than keeping it and growing it.

But wealth is about assets.

So, if you’ve been confused, it’s now time to change.

#vixmunro #wealthtips2023 #wealthywomen ##assetsbuildwealth #wealthforbeginners

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Iconic Wealth for Women!!✨💰

We’ve recently published the book and now there’s a conference too.

The Iconic Wealth for Women Conference is coming and I'm excited to be a part of it.

We know the power of getting women together in a room to inspire, share knowledge, build collaborations and develop friendships.

So, if you're a female founder, business owner, entrepreneur and ever wondered how to grow your long term wealth, create more income or just collaborate with some amazing and highly successful women ... then this is for YOU!!

There will be keynote speakers, panel discussions and short presentations with all the authors in the book. They'll also answer your questions, spark conversations and provide you with the support you've always wanted.

🗓 Date: 22nd June 2023
📌 Location: Milton Keynes, United Kingdom

🔖 Early bird tickets available now! Don't miss out on this empowering event for female founders, business owners, and entrepreneurs. Book your spot today!

✨ Link for tickets in the comments (or check my bio for the clickable link ❤️).

#IconicWealthConference #WomenInBusiness #IWWconference
#iconicwealthforwomen #retirerichwithvix

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If you start investing £300 per month today.

In 30 years time, you’ll have £678k.

But it won’t happen if you don’t start.

#vixmunro #retirerich #moneycoachforwomen

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It’s not too late to start investing.

It’s just that the later you start, the more you’ll have to invest to get the same result. Take a look:

🔹Age 40
Invest £975 per month
25 years later (at age 65)
➡️ Your investment has grown to £508,882

🔹Age 45
Invest £1,350 per month
20 years later (at age 65)
➡️ Your investment has grown to £507,728

🔹Age 50
Invest £1,850 per month
15 years later (at age 65)
➡️ Your investment has grown to £509,151

🔹Age 55
Invest £2,475 per month
10 years later (at age 65)
➡️ Your investment has grown to £506,991

#vixmunro #retirerich #moneycoachforwomen

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Investing money as a young person might not be fun.

But neither is spending your golden years in poverty.

Your money, your choice!

#vixmunro #moneycoachforwomen #retirerich

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8 personal finance tips

1.Embrace financial education - money is a skill and you can learn to be better with money.

2.Look at ways to make more money - it could be a pay rise, new job, business or side hustle.

3.Spend less than you make - use a spending plan to help you achieve that.

4.Open a high interest savings account - this is where you save for things in the near future.

5.Start investing as early as you can- though also remember that it’s never too late.

6.Be clear about your financial goals - have then on a vision board which you see everyday.

7.Pay off consumer debt - prioritising the debt with the highest interest rate is most efficient.

8.Start saving an emergency fund - because sh*t happens!

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ICONIC WEALTH FOR WOMEN - THE BOOK 🎉

I want to see a world with more wealthy women … because when women have money it has a ripple effect on their families, communities and society.

This is one of the reasons why I’m excited to be a co-author of the book ‘Iconic Wealth for Women’ created by Kylie Anderson.

It’s great to be doing this with my amazing co-authors.

- Abby Anderson
- Della Kirkman
- Emma Louise Wright
- Kim Uzzell
- Laura Parr
- Lesley Thomas
- Louisa Trunks
- Louisa Willcox
- Louise Reynolds
- Nanci Hogan
- Nicky Price
- Samantha Hearne
- Samantha Poole
- Sharron Goodyear
- Stephanie Taylor
- Nicky Taylor
- Wendy Whittaker-Large

The book contains information and insights to help you grow and build your wealth from whatever your starting point.

And it’s currently on sale - £1.99 for kindle and £8.85 for paperback - so get it now.

You can buy through the link in the comments👇👇👇

#vixmunro #retirerich #moneycoachforwomen

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How to raise money-savvy kids ✨💰

#retirerich #vixmunro #moneycoachforwomen

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You’re not going to get rich by winning the lottery.

But you can still get rich by doing it yourself.

You have to want it and you have to shift your mindset.

#vixmunro #retirerich #wealthtips2023 #wealthywomen #moneycoachforwomen

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You NEED to read this ⤵

📌Limiting beliefs hold us back from reaching our full potential.

But they can be shattered, just like Roger Bannister broke the 4-minute mile barrier! 🏃‍♂️💥

For years, it was widely believed that running a mile in under 4 minutes was impossible.

But in 1954, Roger Bannister proved them all wrong. He pushed past the limits of what was thought to be humanly achievable and clocked in at 3 minutes and 59.4 seconds.

His remarkable achievement wasn't just a physical triumph. It was also a testament to the power of breaking free from limiting beliefs.

He showed the world that the only barriers that truly exist are the ones we create in our minds.

But what happened next was even more extraordinary. After Bannister broke the 4-minute mile, many other athletes quickly followed suit.

Once the belief in the impossible was shattered, the floodgates opened, and the mile barrier became a new standard of achievement.

We all have our own versions of the 4-minute mile, those goals or dreams that seem insurmountable.

Maybe it's starting a business, pursuing a creative passion, or achieving financial freedom. But the only thing holding us back is our belief that it can't be done.

It's time to challenge those limiting beliefs and embrace the possibility that you are capable of achieving greatness.

Surround yourself with positivity, seek out inspiring stories of those who have defied the odds, and visualise your own success.

Remember, progress starts with a single step.

Break down your goals into manageable tasks, set milestones, and celebrate each small victory along the way.

Don't let limiting beliefs confine you to a life of mediocrity.

Instead, take a leap of faith,push beyond your comfort zone, and rewrite your own narrative.

The world is waiting to witness your extraordinary journey! 💰💪✨

#vixmunro #retirerich #limitingbelief

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Tomorrow does come.

So, it’s never too early to start planning for a financially secure future.

#vixmunro #retirerich #moneycoachforwomen

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8 ways to learn more about money:

1️⃣ Read personal finance books
2️⃣ Listen to personal finance podcasts
3️⃣ Follow personal finance creators online
4️⃣ Join online communities focused on personal finance
5️⃣ Watch educational videos and documentaries
6️⃣ Attend relevant workshops and seminars
7️⃣ Subscribe to personal finance newsletters
8️⃣ Learn from real-life experiences

What’s your favorite way of learning about money?

#vixmunro #retirerich #moneycoachforwomen

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Money never sleeps.

And neither should your dreams of financial freedom.

Take action today to realise your dreams in the future💰💫

#vixmunro #retirerich #moneycoachforwomen

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Most millionaires dont drive Lamborghinis.

They’re about building wealth not status.

So, instead invest in assets.

And are often very humble.

#vixmunro #millionairetips #aspiringmillionaire #wealth2023 #wealthywomen

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Is having wealthy parents a blessing or a curse?

Growing up in a financially stable home can provide many advantages and opportunities that may not be available to children from less privileged backgrounds.

But there are potential downsides to being born into wealth that are worth considering too.

One of the main benefits of having wealthy parents is access to resources and opportunities.

Children of wealthy families are more likely to attend prestigious schools, have access to high-quality healthcare, and be exposed to a variety of cultural experiences. They may also have access to resources such as travel, tutors, and extracurricular activities that can help them develop their talents and interests.

#vixmunro #wealthcoach #retirerich

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Everyone has a pre-nup - even if they think they don’t.

It’s their country/state divorce laws.

So, if you don’t like what those are.

Then you need your own.

📌 There’s nothing unromantic about doing things your way. ✨

#vixmunro #retirerich #moneycoachforwomen

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Money affirmations for this Sunday ✨

- Money flows to me easily and effortlessly
- Money comes to me in expected and unexpected ways
- Everything I touch turns to gold
- I am at peace with having a lot of money
- My capacity to attract and hold money expands every day

#vixmunro #moneycoach #retirerich #moneyaffirmations

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Building wealth requires time and patience.

#vixmunro #timeandpatience #buildingwealth #wealthywomen #longtermwealthbuilding

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You need to transfer money to your investment account AND then select the funds or stocks/shares that you want to invest in.

Don’t just do the first part.

You need to do the second part too.

#vixmunro #investingtipsforbeginners #investing2023

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Have you heard of the 4% rule?

It's a guideline that suggests that upon retirement you can withdraw 4% of your money each year without running out of money.

So, if you have a pot of £1 million, you can withdraw £40,000 per year (adjusted for inflation) and have a good chance of your money lasting.

Of course, it's just a rule of thumb and everyone's situation is different.

Your expenses, investments, and life expectancy can all impact how much you need to save and withdraw.

But the 4% rule is a good starting point for planning your finances.

And in particular for working out how much money you need to have put away in order to be financially free.

#vixmunro #retirerich #moneycoach

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One simple number can put you on the path to financial security.

👉 It’s your financial freedom number.

Your financial freedom number is the amount of money you need to save or invest to support your desired lifestyle, without having to rely on an income from work.

Once you know what it is, you can make a plan (and take action) to achieve it.

📌 The formula for calculating your financial freedom number is based on the 4% rule.

Watch out for my explanation of the 4% rule in tomorrow’s post.

Financial freedom number = annual income required divided by 0.04.

So, if I need an annual income of £40,000, my financial freedom number is £1,000,000.

What’s your financial freedom number?

#vixmunro #retirerich #financialfreedom

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Its not just about making money. You need to keep it and grow it too. 💰✨

#vixmunro #makingmoney #growyourmoney #keepyourmoney #wealthywomen

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My superpower is financial literacy.

Which is the first step to financial freedom.

There’s a link between financial literacy and wealth 💰✨

#vixmunro #moneycoach #retirerich

@vix.munro